Lenders are ready to lend
After attending a conference yesterday with some senior executives of Lenders such as Lloyds Banking Group, Nationwide, Platform, Virgin Money and Barclays, the outlook is bright. Lenders say that they are all keen to lend and have a good 'appetite for lending'. With the new regulator - the Financial Conduct Authority and the implementation of the Mortgage Market Review (MMR) which gives Lenders the responsibility of assessing affordability, there will still be sensible lending rules in place which the market has adapted to over the last few years. It does however mean that lenders are going to be acting a